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How 0cf5rh Handles Your Personal Data

At 0cf5rh, we collect only the data we need to operate your account, process your UPI or Paytm transactions, and keep your details secure.

Data collected only as neededUPI, Paytm, PhonePe transactions protectedYour right to access and deleteIndia-region account securityContact us to update your data

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What Data We Collect and Why

0cf5rh Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

When you open an account with us, we collect your name, email address, mobile number, and payment identifiers such as your UPI handle or Paytm-linked number. We use this data to verify your identity, process deposits and withdrawals, and send you account-related communications. We do not

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sell your personal data to third parties. Any data shared with payment processors — including PhonePe and Paytm — is limited to what is strictly required to complete your transaction. Our data practices apply where local law permits, and eligibility to use our services depends on
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the laws applicable in your region. We retain account data for as long as your account remains active and for the period required by applicable law after closure.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

How to Reach Our Data Team

If you want to access, correct, or delete the personal data we hold on your account, our privacy support team is reachable through the channels below.

HOW WE PROTECT YOU

Data Handling, Cookies and Account Security

We apply layered security measures across your account — from encrypted payment flows for UPI and PhonePe to session-level protections on the account dashboard.

Data Encryption

All data you submit — including UPI handles, Paytm numbers and identity documents — is encrypted in transit using TLS…

Cookie Policy

We use strictly necessary cookies to keep your session active, and optional analytics cookies to understand how you move through…

Account Security

Two-factor authentication is available for all accounts and we strongly encourage you to enable it.

Data Retention

We keep your account data for as long as your account is open, plus any additional period required by law…

Third-Party Sharing

We share data only with the payment processors needed to complete your transaction — PhonePe, Paytm, UPI network operators —…

Your Rights and Requests

You can request a copy of all personal data we hold, ask us to correct inaccurate details, or request deletion…

Frequently Asked Privacy Questions

These questions cover the most common concerns our account holders raise about data collection, storage, access rights and how we handle payment data for UPI, Paytm and PhonePe transactions in India.

We collect your name, email, mobile number and any payment identifier — such as your UPI handle or Paytm-linked number — needed to verify your identity and process transactions. We do not collect more than is necessary for these purposes.

We share data only with payment processors such as PhonePe, Paytm and UPI network operators, and with identity-verification services where required. Your data is never sold to advertisers or shared with unaffiliated marketing companies.

Email our privacy team or submit a request through the Help Centre form under the 'Data and Privacy' category. Include your registered mobile number and we will send you a copy of your data within five working days of receiving your request.

Yes. You can request deletion of your account data at any time. Where no legal obligation requires us to keep it — such as the seven-year financial record requirement for UPI and Paytm transactions — we will delete your data promptly.

Payment identifiers are encrypted in transit using TLS and stored with AES-256 encryption. No UPI handle, Paytm number or PhonePe transaction credential is stored in plain text, and access to payment data is restricted to authorised personnel only.

We retain your account data for the period required by applicable law after account closure. Transaction records tied to payment methods including UPI, Paytm and PhonePe are kept for seven years to meet financial record-keeping obligations.

We use strictly necessary cookies for session management and optional analytics cookies. You can withdraw consent for optional cookies from your account settings at any time. Disabling optional cookies does not affect your ability to use your account.

How 0cf5rh Handles Your Personal Data

How to Reach Our Data Team

Data Handling, Cookies and Account Security

Data Encryption

Cookie Policy

Account Security

Data Retention

Third-Party Sharing

Your Rights and Requests

Frequently Asked Privacy Questions

01 What personal data does 0cf5rh collect when I open an account?

02 Does 0cf5rh share my data with third parties?

03 How can I access the personal data held on my account?

04 Can I ask for my personal data to be deleted?

05 How are my UPI and Paytm payment details protected?

06 How long does 0cf5rh keep my account data after I close my account?

07 Does 0cf5rh use cookies and can I turn them off?

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